Explore Your Peaceful
Adventure with Life Insurance
Insurance can be tricky—but it doesn’t have to be! Let’s dive in together and make it simple, clear, and fun.
The three main types of insurance
Temporary Insurance
Term life insurance—aka “TERM”—is the budget-friendly option that’s got your back for a set time (think 20–30 years). It’s perfect for covering big stuff like your mortgage or future income if life throws a curveball.
Permanent Insurance
Whole life insurance has your back for life—whether it’s tomorrow or at 99 years old! Plus, it builds cash value you can use while you’re still around. Some people even turn it into their own personal bank with the "infinite banking" trick!
Supplemental Insurance
This plan steps up when life throws major challenges your way—like cancer, a heart attack, or a stroke—and can even provide income if you’re unable to work due to illness or injury.
Get to
know Kelly
Kelly Forbes is a financial professional passionate about empowering people with the power of education. She treats every client like family, providing protection and support to individuals across the United States from her humble home office in San Diego. She spends her free time hosting art and community events in her city and at her daughter’s school.
More Solutions, More Smiles
Live a Life Free of Debt
This program helps you live a debt-free life by using the power of the infinite banking concept. By tapping into the cash value of whole life insurance, you can fund major expenses, pay off debt, and take control of your financial future—no banks needed.
IULs, Annuities and More
Curious about IULs, annuities, or other insurance products? I’m here to help break it all down and find what works best for you. Whether you're planning for retirement or just exploring options, I've got you covered!
Infinite Banking Concept
Being your own bank puts you in charge of your money by growing cash value within a customized whole life insurance policy. You can borrow against this value to handle major expenses, emergencies, or investments—essentially becoming your own source of financing.
